How many days must the notice of foreclosure be given before filing a foreclosure action in Ohio?

In Ohio, the law mandates that a notice of foreclosure must be provided to the borrower at least 30 days before initiating a foreclosure action. This requirement is in place to ensure that the borrower is informed of the impending legal action concerning their property. The 30-day notice period serves multiple purposes: it gives the borrower an opportunity to address the underlying issues that led to the foreclosure, such as arranging for payment or seeking assistance, and it promotes transparency and fairness in the foreclosure process. By establishing this timeline, Ohio law seeks to avoid abrupt actions that could leave homeowners unprepared and enhance the possibility of resolving the matter without litigation. Thus, the correct choice accurately reflects the legal requirements set forth in Ohio law.